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Discover credit card acceptance varies internationally, but merchants in many countries, partic...Lifetime Care Plan: Covers jewelry inspections, cleanings and eligible repairs and services (both parts and labor) due to normal wear consistent with the conditions for which a piece was designed. This includes coverage available in the manufacturer’s warranty (except as limited by the Addenda in this Lifetime Care Plan and applicable state law).All Help Topics. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Account. Account Assure. Apply. APR & Fees. Authorized Buyers. Automatic Payments. Bread Financial. As the bank that manages your Helzberg Diamonds Credit Card, we want to assure you that Comenity Bank is committed to helping cardholders who may be experiencing hardships due to COVID-19. 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